US Mortgage Lenders LLC via seeking 1099 Florida licensed loans officers. As a loan officer you work from home or your office and market niche mortgage programs and superior mortgage services to anyone that needs a mortgage, i.e. realtors and consumers.

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A loan officers Job is to evaluate, authorize, or recommend approval of real estate, or mortgage  loans. Advise home loan applicants on financial status and payment methods. Includes mortgage loan officers aka mortgage brokers are considered collection analysts, loan servicing officers, and loan underwriters.

 Loan Officers Description In Detail

Most loan officers are employed by commercial banks, credit unions, mortgage companies, and affiliated financial institutions. Most commercial and consumer loan officers work full time, and many mortgage loan officers work very long hours approving loan applications and submitting loan documents to close residential mortgage loans.

Loan officer Job Tasks Include Some Or All of the Following Tasks:  

  • Loan Officers analyze the applicants’ financial status, credit, capacity and property appraisals to determine eligibility of granting loans.
  • Analyze potential loan markets and develop referral networks to locate prospects for loans.
  • Set credit policies, credit lines, procedures and standards in conjunction with senior managers.
  • Confer with underwriters to aid in resolving mortgage application problems.
  • Market bank products to individuals and firms, promoting bank services that may meet customers’ needs.
  • Work with clients to identify their financial goals and to find ways of reaching those goals.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.
  • Supervise loan personnel.
  • Interview, hire, and train new employees.
  • Provide special services such as investment banking for clients with more specialized needs.
  • Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Handle customer complaints and take appropriate action to resolve them.
  • Stay abreast of new types of loans and other financial services and products to better meet customers’ needs.
  • Review and update credit and loan files.
  • Submit applications to credit analysts for verification and recommendation.
  • Compute borrowers payment schedules.
Loan Officer – LO Work Activities Include the Following:
  • Getting Information — Observing, receiving, and otherwise obtaining information from all relevant sources. obtain financial information from individuals
  • Establishing and Maintaining Interpersonal Relationships — Developing constructive and cooperative working relationships with others, and maintaining them over time.
  • Making Decisions and Solving Problems — Analyzing information and evaluating results to choose the best solution and solve problems.
  • Approve or deny loans
  •  Interacting With Computers — Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information.use computers to enter, access and retrieve financial data
  • Processing Information — Compiling, coding, categorizing, calculating, tabulating, auditing, or verifying information or data. compute property equity, compute financial data data evaluate customer records ,review loan applications, verify bank or financial transactions verify information for credit investigations,compute payment schedule\Organizing, Planning, and Prioritizing Work — Developing specific goals and plans to prioritize, organize, and accomplish your work.
  •  Performing for or Working Directly with the Public — Performing for people or dealing directly with the public. This includes serving customers in restaurants and stores, and receiving clients or guests.
  • provide customer service
  • Updating and Using Relevant Knowledge — Keeping up-to-date technically and applying new knowledge to your job.
  • use interviewing procedures
  • Communicating with Persons Outside Organization — Communicating with people outside the organization, representing the organization to customers, the public, government, and other external sources. This information can be exchanged in person, in writing, or by telephone or e-mail.
  • interview customers
  • make presentations on financial matters
  • Resolving Conflicts and Negotiating with Others — Handling complaints, settling disputes, and resolving grievances and conflicts, or otherwise negotiating with others.
  • negotiate payment arrangements with customers
  •  Communicating with Supervisors, Peers, or Subordinates — Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person.
  • Selling or Influencing Others — Convincing others to buy merchandise/goods or to otherwise change their minds or actions.
  • Performing Administrative Activities — Performing day-to-day administrative tasks such as maintaining information files and processing paperwork.
  • file documents in court
  • Evaluating Information to Determine Compliance with Standards— Using relevant information and individual judgment to determine whether events or processes comply with laws, regulations, or standards.
  • Analyzing Data or Information — Identifying the underlying principles, reasons, or facts of information by breaking down information or data into separate parts.analyze financial data evaluate degree of financial risk analyze credit information gathered by investigation analyze applicant’s financial status
  •  Provide Consultation and Advice to Others — Providing guidance and expert advice to management or other groups on technical, systems-, or process-related topics.
  • advise clients on financial matters
  • Interpreting the Meaning of Information for Others — Translating or explaining what information means and how it can be used.
  • explain credit application information
  • Documenting/Recording Information — Entering, transcribing, recording, storing, or maintaining information in written or electronic/magnetic form
  • complete information on loan forms
  • Scheduling Work and Activities — Scheduling events, programs, and activities, as well as the work of others
  • Identifying Objects, Actions, and Events — Identifying information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events.
  • Thinking Creatively — Developing, designing, or creating new applications, ideas, relationships, systems, or products, including artistic contributions.
  • Coordinating the Work and Activities of Others — Getting members of a group to work together to accomplish tasks.
  • Direct and coordinate financial activities
  • Judging the Qualities of Things, Services, or People — Assessing the value, importance, or quality of things or people.
  • identify potential markets
  • Developing Objectives and Strategies — Establishing long-range objectives and specifying the strategies and actions to achieve them.
  • Developing and Building Teams — Encouraging and building mutual trust, respect, and cooperation among team members.
  • Coaching and Developing Others — Identifying the developmental needs of others and coaching, mentoring, or otherwise helping others to improve their knowledge or skills.
  • Monitor Processes, Materials, or Surroundings — Monitoring and reviewing information from materials, events, or the environment, to detect or assess problems.
  • Estimating the Quantifiable Characteristics of Products, Events, or Information — Estimating sizes, distances, and quantities; or determining time, costs, resources, or materials needed to perform a work activity.
  • Training and Teaching Others — Identifying the educational needs of others, developing formal educational or training programs or classes, and teaching or instructing others.
  • Monitoring and Controlling Resources — Monitoring and controlling resources and overseeing the spending of mone
  • Assisting and Caring for Others — Providing personal assistance, medical attention, emotional support, or other personal care to others such as coworkers, customers, or patient
  • Guiding, Directing, and Motivating Subordinates — Providing guidance and direction to subordinates, including setting performance standards and monitoring performance.

Loan Officer  Job Titles

  1. Account Manager
  2. Loan Officer
  3. Mortgage Broker
  4. Banker Officer
  5. Banker
  6. Bank Rep
  7. Banking Services Officer
  8. Account Manager
  9. Branch Account Executive
  10. Branch Account Manager
  11. Branch Banker
  12. Branch Lending Officer
  13. Branch Manager
  14. Business Banker
  15. Business Banking Officer
  16. Commercial Banker
  17. Commercial Lender
  18. Commercial Loan Collection Officer
  19. Commercial Loan Officer
  20. Commercial Mortgage Broker
  21. Consumer Loan Officer
  22. Corporate Banking Officer
  23. Farm Loan Representative
  24. Lender
  25. LO
  26. Loan Administrator
  27. Loan Adviser
  28. Loan Analyst
  29. Loan Approver
  30. Loan Auditor
  31. Loan Broker
  32. Loan Consultant
  33. Loan Coordinator
  34. Loan Counselor
  35. Loan Examiner
  36. Loan Interviewer
  37. Loan Officer
  38. Loan Originator
  39. Loan Reviewer
  40. Loan Service Officer
  41. Loan Specialist
  42. Loan Supervisor
  43. Loan Workout Officer
  44. Mortgage Banker
  45. Mortgage Broker
  46. Mortgage Consultant
  47. Mortgage Loan Officer
  48. Mortgage Loan Originator
  49. Mortgage or Loan Underwriter
  50. Mortgage Originator
  51. Mortgage Specialist
  52. Mortgage Underwriter
  53. Personal Banking Officer
  54. Portfolio Manager
  55. Real Estate Loan Officer
  56. Real Estate Officer
  57. Relationship Manager
  58. Small Business Banking Officer



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